Being overweight could cost you more than just your health; it could cost you hundreds or even thousands of dollars in health care costs.

Obesity has become a serious and widespread epidemic in America, and insurance companies (and therefore employers) have taken notice. In many situations, those who are overweight could have higher deductibles and higher premiums than those who are not.

Why Do Overweight Employees Pay More?

• Companies are now starting to make overweight employees pay more for their health insurance because overweight people tend to have more health problems, causing group insurance rates to go up. This has been the case for smokers for the last several years, since smoking increases one’s risk for lung cancer and other health conditions.

• The same is true for those who are overweight or obese; extra body fat puts you at risk for health problems such as high cholesterol, high blood pressure, type 2 diabetes, heart attack, and stroke, among other conditions. It simply costs more to cover an overweight person. Weight loss is necessary to decrease your health care costs.

• In the last 10 years or so, companies have begun offering incentives to employees who join gyms, participate in exercise or diet programs, and make other healthy lifestyle choices in an effort to cut health care costs. However, the obesity rate is still climbing, along with the amount it costs to cover those who are overweight.

• Companies are now looking to the individuals who are causing the higher rates. Insurance companies now ask for individuals’ heights and weight, which means they are calculating BMI.

• It is a fact that overweight and obese Americans will spend 80 percent more than fit individuals on doctor visits and medications, and insurance companies want to know who will require more treatment.

Lose Weight to Lower Your Health Care Costs

This time of year is the open enrollment period for most group health insurance plans. If you have insurance through your employer and your plan has a health savings account, you should know that your plan will likely cover weight loss. Since the open enrollment period is here, it’s decision time: Are you ready to finally lose the weight?

If you are going to make changes to your health insurance plan, you must do it within the open enrollment period. Otherwise, you’ll have to wait another year, which means delaying your weight loss.

Now is the time to commit to getting thinner, healthier, and happier – and chances are, your insurance will cover the cost! Contact Equilibrium Weight Loss & Longevity to learn how to cut the cost of your health care by reaching and maintaining a healthy weight with our hCG diet plan.

No related posts.

At Equilibrium hCG Diet we strive to offer superior customer satisfaction. That's why we encourage you to call our office anytime so we can help you answer all of your hCG Diet questions.

For a FREE no-obligation consultation, contact us today or call us at 877.319.0777.